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Citibank Savings Account rates and CD rates

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Citibank offers some nice savings account products for the investors. You can read the features and interest rates below.

Citibank Savings plus Account:
  • You get tiered interest rates i.e. the rates will increase as and when your balance increases.
  • The minimum deposit required for opening the account is $ 100.
  • There are special benefits available if you open the account as a package account i.e. a linked checking account with the savings account together as a “Citigold Account Package”.
  • The interest rates are as high as 0.8% APY.
Citibank Ultimate Savings Account:
  • There is no checking account required to open this account.
  • The minimum deposit required for opening the account is $ 100.
  • The interest rates are as high as 0.8% APY.
  • You can apply for this account either online or by phone.
  • This account is insured by FDIC upto $ 2,50,000 per depositor.

The interest rates and account agreements vary periodically. You have to check the latest rates and details from the bank websites.

Citibank CD Rates:
  • You get competitive rates for the terms which you choose to invest as well as the amount you are planning to invest.
  • This account is insured by FDIC upto $ 2,50,000 per depositor.
  • You get a Citibank Banking card so that you can access your account by phone or ATM.
CD Rates – 3 months:
  • Below $ 10,000 – Interest rate - 0.25%
  • $ 10,000 to $ 24,999 – Interest rate -0.25%
CD Rates – 6 months:
  • Below $ 10,000 – Interest rate - 0.35%
  • $ 10,000 to $ 24,999 – Interest rate -0.35%
CD Rates – 12 months:
  • Below $ 10,000 – Interest rate - 0.75%
  • $ 10,000 to $ 24,999 – Interest rate -0.75%

The interest rates and account agreements vary periodically. You have to check the latest rates and details from the bank websites.

Tags: CD Accounts, General, US
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